50K down moves you in. Assume my 30 year fixed mortgage at 2.5% interest! Save over 20K per year over a new loan. Approximately loan balance of $564K, Owner to carry a second mortgage at negotiated terms. This spacious 1405 sqft, 3 bedroom, 2.5 bath home features a fenced and landscaped yard, tile roof, all appliances including a full size washer/dryer, 2 car enclosed garage with opener, in a great location! You can pick your flooring with a $5,000 flooring reimbursement. We had no pets but the HOA has reasonable rules and allows them. Located in the small gated community of Kealakekua Bay Villas, the unit has peek-a-boo ocean views. Of the seven two story townhomes this is the only one that is stand alone. Light and cool mountain breezes stream through the unit because you share no common walls with neighbors. This is a very quiet complex and you need to make an effort to see or hear your neighbors. It is conveniently located in Captain Cook at 1541 feet elevation. No more hot nights! No need for AC or Heat! If it ever gets hot you can turn on the ultra quiet whole house attic fan. Walking distance to Choicemart, Ace Hardware, US Post Office, weekly farmer's market, and more. Fire station with paramedics and the police station are just a few hundred yards away. 120 Cubic Foot storage upstairs on the MBR level, and a large storage area off the garage under the stairs. Parking for 6 cars (2 in the garage, 2 in the driveway, 2 in front of the house). Washer/dryer, refrigerator, built in microwave, dishwasher and stove convey with the sale. There are 21 "Sun Run" Photovoltaic panels providing electricity for the home. The system is paid off and the grandfathered net metering system gives you tiny HELCO bills. New Rheem Hybrid hot water heater (wifi controlled with a transferable warranty) that delivers ample hot water at approximately 1/6th the cost of a standard hot water heater. This home is a winner!