Beautiful 4-Bedroom Home in Riverfront Gated Community with docks and boat ramp on 1 Acre Lot: Located in the sought-after gated community of Misty Harbor, this well-designed 4-bedroom, 2-bath split floor plan home sits on a spacious 1-acre lot and offers a perfect blend of comfort and functionality. Built in 2020, the home features an open layout with wood-look tile flooring throughout the main living areas and carpet in the bedrooms. The 4th bedroom, tucked behind barn doors, is ideal as a guest room or home office and includes custom cabinetry with shelving and a built-in Murphy bed. The kitchen offers granite countertops, island with storage on both sides that also serves as a breakfast bar, stainless steel appliances, a pantry, and ample cabinet space, flowing naturally into the living and dining areas. The primary suite features a tray ceiling, double vanity, soaking tub, separate tiled shower (no glass needed), water closet, and a spacious walk-in closet with solid wood built-ins. Additional highlights include an interior laundry room with cabinets and hanging space, crown molding throughout, a courtyard-entry garage with T-111 walls-perfect for easy hanging-and pull-down attic access for extra storage. Sliding doors open to a screened, covered porch with ceiling fans, leading to an open patio ideal for grilling. A fenced backyard encloses part of the property, but the full acre extends well beyond the fence line. A rare opportunity--boat slip B2 comes with the purchase! Misty Harbor amenities include a junior Olympic pool, clubhouse, tennis courts, boat and RV storage, picnic areas with firepits, playground, walking trails, and access to a private marina and community dock. Located just minutes from I-95 and an easy drive (apx 14 miles) to Kings Bay Naval Base, downtown St. Mary's, Jacksonville International Airport, and Chick-Fil-A is just 10 miles away-this home offers coastal living with privacy, space, and style. NO city taxes, NO flood insurance required