NO HOA + X-FLOOD ZONE! Turnkey Luxury Townhome on Tybee’s quiet North Beach / Fort Screven side! Discover the ultimate blend of coastal luxury and financial security at 3A Lullwater Road. Perfectly positioned near the Tybee's North Beach (more relaxed vibe away from busy South End) —this fully updated townhome is a rare find featuring NO HOA fees and a coveted X-Flood Zone location. This powerful combination generates thousands in annual savings on insurance and fixed costs, creating the defensive asset class that smart investors prize. Step inside to a turnkey sanctuary designed for modern coastal living. The first floor offers an open-concept layout anchored by premium LVP flooring and fresh designer paint. The gourmet kitchen features quartz countertops, soft-close cabinetry, and a farmhouse sink, flowing effortlessly into the living and dining areas. Uniquely, the first floor also hosts the luxurious primary suite, offering essential single-level living convenience. A chic powder room and dedicated laundry center add functional ease. Upstairs, two generous guest bedrooms share a Jack-and-Jill bathroom, creating a private wing for family or executive guests. A massive walk-in attic provides rare, climate-secure storage for beach gear and holiday treasures. Outside, your private, fenced backyard is a secluded oasis with a custom firepit, while the attached garage protects your golf cart and kayaks. Sold fully furnished and move-in ready, 3A Lullwater is positioned for success. Whether you seek a low-maintenance primary residence, a vacation retreat, or a high-performing mid-term executive rental (30+ days), this property delivers. Escape the noise of the south end and embrace the lucrative side of Tybee. Don’t just buy a beach house; buy a smarter asset.