Tucked away in a quiet, secluded section of Sapelo Gardens, 1090 Goldfinch Loop NE offers an exceptional coastal retreat with breathtaking panoramic views overlooking the Sapelo River. This beautifully renovated 3-bedroom, 2-bath home sits elevated on stilts, combining Lowcountry charm with modern updates and peaceful waterfront living. Completed in 2021, the full remodel showcases a spacious open-concept floor plan, waterproof LVP flooring, stainless steel appliances, and warm butcher block countertops that bring both style and functionality to the heart of the home. Expansive water-view windows stretch across the front of the residence, filling the living space with natural light and framing stunning river vistas, while a large porch invites you to relax and enjoy coastal breezes year-round. The oversized primary suite features a custom tile shower/bath combination, creating a private and luxurious escape. Beneath the home, the concrete foundation provides generous covered space ideal for parking, storage, or entertaining. Located within the desirable Sapelo Gardens community, residents enjoy access to a clubhouse and a large community dock complete with ample boat slips and a fish-cleaning station — perfect for boating and fishing enthusiasts. Dock rights have already been purchased by the current owner, with an affordable $400 annual fee. A private dock is also in place at the property, ready for repair or customization to fit your vision. Whether you’re seeking a full-time waterfront residence, coastal getaway, or investment opportunity, this riverfront gem blends serene privacy with unmatched Sapelo River views and modern coastal comfort.