Located just a short walk from the lake in desirable Holiday Estates, this inviting home offers the perfect blend of comfort and convenience--with no HOA restrictions. A fenced front and backyard provide privacy and space to enjoy the outdoors, while the concrete driveway ensures easy access and low maintenance. One of the standout features is the expansive 1,100 square foot wraparound deck, partially covered for shaded relaxation, with the uncovered portion already framed--ideal for customizing your outdoor living space to fit your vision. Inside, the home boasts an open floorplan with high ceilings and Italian porcelain tile flooring throughout, creating a bright, airy feel. The eat-in kitchen is both functional and stylish, featuring a tile backsplash, stainless steel appliances, and a large pantry for ample storage. The great room is filled with natural light and offers French doors that lead directly to the deck, making indoor-outdoor living seamless. A spacious laundry room with a charming barn door adds both practicality and character. Upstairs, a large loft area overlooks the living room and kitchen, offering a flexible space perfect for an office, media room, or additional living area. The floors in the loft are unfinished allowing for the new owner to customize this space. The primary suite is thoughtfully designed with two closets--one walk-in and one traditional--while the en suite bath features a custom tile shower and a separate water closet for added privacy. Additional highlights include durable Hardie board siding, composite shingles, energy-efficient spray foam insulation, and a 12 x 16 storage building for extra storage needs. This well-appointed home combines modern finishes with functional design, all in a prime location near the lake--perfect for a vacation getaway or full time residence. NOTE: There are several incomplete projects: closets need doors installed, trim needs to be added in places, loft floor is unfinished. Home is move-in ready, but there are small things that need to be done.