Tucked along a beautiful stretch of the Toccoa River, this 1.17 acre tract offers approximately 206 feet of frontage, complete with a rare island section that adds both character and privacy. The land lays gently sloping to rolling, dressed in native mountain laurel, and opens to a striking mountain view overlooking a quiet mountain farm and layers of rolling North Georgia ridgelines. It's the kind of setting that feels peaceful the moment you step onto it. A 3 bedroom septic system is already in place, with community water and power available, making this property ready for your mountain retreat. Located in the gated, owner-occupied community of Toccoa Bend, where short-term rentals are not permitted, you'll enjoy both privacy and long-term value. Ownership also includes access to over 7 acres of riverfront common area and a community pavilion with smoker, perfect for gathering after a day on the water. HOA dues are $900 annually and cover road maintenance, water system upkeep, and common areas. All this just a short, scenic drive to Blue Ridge and Blairsville, with great dining, golf, and mountain living at your fingertips.