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640 Oak Street, 
St Simons Island, GA 31522

$1,500,000


3

Beds


3

Baths


1,700

Sq Ft


Single Family


Virtual Tour

Active

Listed by

Carol Pollock

Golden Isles Realty

912-638-8623

Last updated:

March 28, 2026, 11:19 AM

MLS#

1660864

Source:

GA GIAR

About This Home

640 Oak Street

Prepare to be WOWED! This elegant, custom-renovated gem in the heart of the Village offers a blend of coastal charm, modern luxury, and an unbeatable location. This home has been completely renovated from the ground up in 2021, making it virtually brand new. Step inside to soaring 15-foot ceilings and an expansive open living area that flows seamlessly into a designer entertainer’s kitchen. Featuring a 12-foot quartz island that comfortably seats 6, high-end appliances, and custom cabinetry, this kitchen is a showstopper! The private master suite is your personal retreat, featuring dual custom vanities, marble flooring, and a spa-worthy tiled shower with access to the serene backyard. The backyard offers an oversized deck for entertaining, an outdoor shower, and lush landscaping in a very private setting. Just a short stroll to the beach, boutique shopping, restaurants, and parks. Whether you’re looking for a luxury vacation rental or a dream primary residence, this home checks every box. Being sold for immediate enjoyment; furnished (excluding outdoor furniture, 3 lamps, bed linens, & art work), including a golf cart, and 2 bikes, so you can relax and start exploring your surroundings! Another plus: flood insurance is not required- located in an X flood zone.

Home Facts

Single Family

3 Baths

3 Bedrooms

Built in 1950

Price Summary

1,500,000

$882 per Sq. Ft.

MLS #:

1660864

Last Updated:

March 28, 2026, 11:19 AM

Added:

5 day(s) ago


Rooms & Interior

Bedrooms

Total Bedrooms:

3

Bathrooms

Total Bathrooms:

3

Full Bathrooms:

2

Interior

Living Area:

1,700 Sq. Ft.


Structure

Structure

Architectural Style:

Cottage, Ranch

Building Area:

1,700 Sq. Ft.

Year Built:

1950


Lot

Lot Size (Sq. Ft):

6,534


Finances & Disclosures

Finances

Price:

$1,500,000

Price per Sq. Ft:

$882 per Sq. Ft.

Source:GA GIAR
The information being provided by Golden Isles Association Of REALTORS® Inc Mls is for the consumer’s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The information is deemed reliable but not guaranteed and should therefore be independently verified. © 2026 Golden Isles Association Of REALTORS® Inc Mls All rights reserved.

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Contact an Agent

Yes, I would like more information. Please use and/or share my information with a Coldwell Banker ® affiliated agent to contact me about my real estate needs. By clicking Contact, I request to be contacted by phone or text message and consent to being contacted by automated means. I understand that my consent to receive calls or texts is not a condition of purchasing any property, goods, or services. Alternatively, I understand that I can access real estate services by email or I can contact the agent myself.

If a Coldwell Banker affiliated agent is not available in the area where I need assistance, I agree to be contacted by a real estate agent affiliated with another brand owned or licensed by Anywhere Real Estate (BHGRE®, CENTURY 21®, Corcoran®, ERA®, or Sotheby's International Realty®). I acknowledge that I have read and agree to the terms of use and privacy notice.