A full cottage, open-floor-plan modern farmhouse remodel is located in the extra quiet community of The Palmettos ( a PUD, Planned Unit Development) within walking distance to restaurants and shopping. Wood-clad vaulted ceilings, shiplap details in both bathrooms and kitchen, a wood-burning fireplace, alongside a private enclosed deck, and lots of natural light define the feeling of this 3/2 split plan home + the convenience of a single-car garage. Additional updates include the roof, HVAC, new updated electrical panel, exterior and interior paint, and new front and French doors leading to the newly installed Trex deck. The low monthly HOA fee of $150 covers groundskeeping, including shrub and tree trimming and roof blowing for carefree living. The convenience of worry-free landscaping maintenance in this single-family Planned Unit Development allows time to enjoy all that St Simons has to offer. There are zero lot lines; the house and land below are owned in fee simple. The remaining land is common property and maintained by the HOA. A rental restriction of a minimum of 6 months is a plus for this well-kept subdivision.