Build your dream coastal retreat on this beautiful .29-acre lake-front lot located on Cobia Lane in the prestigious gated community of Cumberland Harbour. Tucked beneath a canopy of live oaks and palms, this homesite offers tranquil water views and a peaceful setting with direct pond frontage and a common area buffer—ideal for backyard relaxation or bird watching. Cumberland Harbour is one of Coastal Georgia’s premier communities, nestled between the St. Mary's and North Rivers and just minutes from historic downtown St. Mary's and the ferry to Cumberland Island National Seashore. Residents enjoy resort-style amenities including three pools, tennis courts, pickleball, walking and biking trails, a fitness center, and community docks for kayaking and paddleboarding. With manned-gated security and thoughtfully planned green spaces, this community blends natural beauty with modern comforts. Build when you're ready—no required timeline—and bring your own builder or choose from one of the community’s preferred partners. Whether you're planning a full-time residence or a peaceful getaway, this lot offers location, lifestyle, and water views in one of St. Marys' most sought-after neighborhoods.