Assumable Mortgage at 2.875% rate! Seller can replace roof prior to closing or provide a credit at closing! Welcome to Creekside, a charming community in the heart of St Marys, Georgia, known for its family-friendly atmosphere and proximity to picturesque destinations like Fernandina Beach and Amelia Island, Florida. This well maintained single-family home offers spacious living across two stories, boasting five bedrooms, three bathrooms, and a sprawling .23-acre parcel. This home has an assumable mortgage! As you step inside, you'll be greeted by vaulted ceilings and an abundance of natural light, creating an inviting ambiance throughout the home's generous square footage. This home features a blend of modern updates and timeless accents. The kitchen is equipped with stainless steel appliances, including a dishwasher and microwave. The main living areas showcase luxury vinyl plank flooring, offering both durability and style, while plush carpeting in the bedrooms provides comfort underfoot. Updated floors and interior and exterior paint ensure a turnkey living experience for the lucky new owners, with additional perks like a loft for flexible living space and ample attic storage. Outside, the property continues to impress with its inviting covered front porch, manicured landscaping, and a fenced backyard offering privacy and security. The two-car garage provides convenience and storage options, while the front yard adds curb appeal to this already charming abode. Convenience is key with this property, conveniently located near I-95, making commuting a breeze. Nearby amenities include shopping centers, grocery stores, and home and hardware stores, ensuring all your daily needs are within easy reach. For military personnel, Kings Bay Naval Submarine Base is just a short drive away, offering peace of mind and accessibility for those serving our country. In summary, this home offers a rare opportunity to embrace the best of surburban living, with its spacious layout, modern updates, and unbeatable location. Don't miss your chance to make this property your own - schedule a showing today and experience the convenience and comfort firsthand.