Welcome to this custom coastal cottage in the heart of Historic St. Marys, Georgia-just steps from the river, marina, and downtown festivals! With a brand-new architectural shingle roof and a distinctive three-story design, this home offers a rare opportunity to experience river-view living and small-town charm all in one. The main floor features two comfortable bedrooms, a full bathroom, and an interior laundry room equipped with washer and dryer. The open living and dining area is filled with natural light and soaring ceilings, creating an inviting space for everyday living and entertaining. The fully equipped kitchen includes Corian countertops, a breakfast bar, and generous cabinet space with beadboard accents. The flooring throughout adds to the character of the home-heart pine floors in the main living areas, tile floors in the bathrooms, and carpeted bedrooms for comfort. On the second floor, the primary suite has a sitting area, a walk-in closet and opens to a private balcony overlooking the St. Marys River. It includes a cozy loft area, perfect for an office or reading nook. A spiral staircase leads to the third-floor loft, which opens onto a spacious rooftop deck with marsh, marina, and St. Mary's River views-the perfect place to watch the sunrise or enjoy the salty breeze. Nestled near the end of a quiet cul-de-sac, this small neighborhood sits just across the street from the river. From here, you can walk or golf-cart to the park, boat ramp, cafes, and the downtown district known for its waterfront dining, historic charm, and year-round community events. Great location for private view of fireworks on July 4th! Additional highlights include fully encased windows, cottage-style detailing throughout, and a custom design like no other in St. Marys. Local Lifestyle Highlights: Steps from the St. Marys Waterfront Park and Marsh Walk, perfect for sunrise strolls and year-round festivals. Minutes from the Cumberland Island ferry, offering access to one of Georgia's most beautiful national seashores. Enjoy boutique shopping, coffeehouses, and coastal dining and vibrant entertainment along Osborne Street in downtown St. Marys. Convenient access to Kings Bay Naval Base, Crooked River State Park, and I-95 for travel to Jacksonville or Brunswick.