Welcome to this classic 1970's ranch-style home where you'll enjoy every charming aspect St. Marys has to offer. A short golf cart ride takes you to historic sites, the gorgeous waterfront, boat launch, fishing, restaurants, bars and shops! This picturesque Margaret street home sits on a half-acre, corner lot, where you're greeted with Spanish moss draped trees leading you to a front porch full of southern charm. Enter into a formal living room, separate dining room and wood flooring throughout! The current owners have modernized the kitchen expanding with an open concept to the great room. It includes a new large kitchen island, a six-foot commercial refrigerator, six-burner cooktop with dual oven, and new (Pinterest-worthy) butler's pantry for additional storage. You'll enjoy plenty of sunshine throughout the day in the great room with ample space to have additional dining or sitting areas. Enjoy cozy nights in front of a wood burning fireplace, beautiful built-ins and access to a large patio. Off the great room you'll find a separate bedroom with a bay window and ensuite bathroom. Step down from the kitchen into a flex space with more built-in bookshelves, a separate entrance that leads to the carport and laundry room. Two additional bedrooms with a hall bath, next to the primary bedroom with ensuite bathroom make up the remainder of the main home. ***Don't miss the separate garage with a loft-style apartment above! The apartment has a kitchenette, sitting area, separate sleeping area, bathroom with shower and laundry!***This home sits in an area where flood insurance is not mandatory.