This thoughtfully designed 4-bedroom home features a split floor plan that ensures privacy, with the owner's bedroom secluded from the guest quarters. Inside, the charm begins at the foyer entry and extends throughout the home, with wood grain tile floors lending warmth and durability. A formal dining room, adorned with chair rail and large picture window sets the stage for a full dining set. The heart of the home is the spacious kitchen that's open to the great room, complete with a breakfast bar and a cozy breakfast nook highlighted by charming beadboard accents. Guest bedrooms have ample closet space, with a shared hall bath also with bead board accents. One guest bedroom offers a delightful window seat with storage and a walk-in closet. The owner's bedroom is a sanctuary, featuring a tray ceiling and a spa-like bath with a jetted tub, double sinks, water closet, and a remodeled shower adorned with trendy hexagon tiles. The interior laundry room is conveniently located as a mudroom to the 2 car attached garage. Outside, the back patio, illuminated with surrounding lights, overlooks the fenced back yard, perfect for relaxing evenings or entertaining guests. Nestled in the Mill Creek community of Sugarmill Plantation, approximately 2 miles from NSB Kings Bay, residents enjoy the convenience of low HOA dues along with an array of amenities including a playground, tennis courts, picnic area, picturesque lakes, a recreation field, and an Olympic-sized community pool. This meticulously maintained home offers a harmonious blend of comfort, style, and functionality, presenting an irresistible opportunity for those seeking a place to call home. Seller currently has an under 3% interest rate, assumable VA Loan with NBKC