Welcome to The Club at Osprey Cove, St. Mary's premier private community. Perfectly positioned just minutes from Jacksonville and Amelia Island, this exclusive gated enclave offers a nationally ranked 18-hole golf course, tennis and pool facilities, the River Club, and a private boat dock, creating a lifestyle defined by leisure, elegance, and convenience. Set on a prominent corner lot, this exceptional four-bedroom, three-bath residence was built in 2020 and blends modern design with refined upgrades throughout. A three-car garage and extended driveway provide ample space for vehicles and golf carts, setting an impressive tone upon arrival. Inside, every detail has been carefully curated to enhance both style and comfort. All three bathrooms feature new quartz countertops and undermount sinks, lending a clean and sophisticated aesthetic. The kitchen has been elevated with a new tile backsplash and upgraded cabinet hardware, creating a sleek and timeless look. Epoxy-coated floors in the garage, front porch, and back patio add a polished finish, while refreshed landscaping with new mulch and select plantings enhances the home's curb appeal. New ceiling fans in the living room and back patio further elevate the living experience. The thoughtful floor plan offers both functionality and luxury. A private bedroom with an ensuite bath is ideal for guests, while the expansive primary suite serves as a true retreat, featuring a soaking tub, a walk-in shower, and generous closet space. With these upgrades complete and the home move-in ready, this property offers the perfect blend of modern elegance, thoughtful updates, and exclusive community amenities. It's more than a home-it's a lifestyle within one of the region's most desirable private clubs.