Escape to the mountains in style with this captivating three-story retreat in sought-after Sky Valley - with possible OWNER FINANCING available, creating a rare opportunity for buyers and investors alike. Thoughtfully designed with charm, comfort, and versatility, this home features 3 bedrooms (2 on the lower level plus a loft bedroom) and 3 full bathrooms. Recent updates include a new front door and two new sliding glass doors in the lower-level bedrooms, adding both style and functionality. The main level offers an open-concept floor plan connecting the living, dining, and kitchen areas, all centered around a cozy fireplace that creates the perfect mountain-home ambiance. Each level provides its own distinct living space, making it ideal for privacy, guests, or multi-generational living. Step outside to the spacious deck or relax on the patio below, surrounded by fresh mountain air and the natural beauty of the North Georgia mountains. Whether you're searching for a personal mountain getaway, second home, full-time residence, or income-producing investment, this property offers incredible flexibility with short-term rental or long-term rental potential. Conveniently located near hiking trails, outdoor recreation, and all that Sky Valley has to offer, this is more than a home - it's a mountain lifestyle opportunity waiting for you.