Brand-new construction on 1.09 acres with 4 bedrooms, 3 full baths, and a fully finished lower level with private entrance and separate HVAC. Seller is offering up to $10,000 toward buyer closing costs with an acceptable offer. USDA 100% financing eligible area. This property may also qualify for the Georgia Dream Program, which can provide additional down payment and closing cost assistance. Ask your lender for details. Open-concept living with vaulted ceilings, LVP flooring, electric fireplace feature wall, matte black fixtures, and a spacious kitchen with shaker cabinets, stainless appliances, and oversized island with sink. Primary suite includes double vanity, walk-in shower, and walk-in closet. Finished lower level flex space includes a full bath, closet, and walk-out patio. Covered deck overlooks private wooded lot. Convenient to Ringgold, Chattanooga, and I-75. No HOA.