This STUNNING 3431 sqft move-in ready Craftsman-style home offers the perfect blend of elegance and functionality. With 4 spacious bedrooms and 2.5 bathrooms, this home is filled with TONS of natural light creating a bright & welcoming space. The main level features Luxury Vinyl Flooring throughout, a separate dining room with coffered ceiling and wainscoting, and a formal living room with shiplap that can easily be used as an office or study. A convenient half bath is also located on the main level. The SPACIOUS Kitchen overlooks the large family room with coffered ceilings and is equipped with an island, granite countertops, a cozy breakfast area, and an oversized walk-in pantry. Upstairs, the large owner’s suite boasts separate his/her vanities, a separate tub and tile shower, and a huge walk-in closet. Three additional bedrooms, each with their own walk-in closets, are also located upstairs, along with a full bath featuring double sinks and a laundry room. The spacious loft offers a flexible secondary living space, media room or family game area. Beautifully landscaped with irrigation system in the FRONT & BACK yard. The fenced private backyard is perfect for outdoor activities, and the covered patio offers an ideal space for entertainment. With the added benefit of an FHA mortgage that is assumable at a low 2.625%, this home is an incredible opportunity for buyers looking for a great deal. OFFERED below-appraised value plus $8,000 in SELLER CONCESSION. Additional lender incentives are available through our preferred lender. Don't miss the chance to own this gorgeous home in a beautiful, gated community. Located in desirable Walnut Grove School District.