THIS HOME QUALIFIES FOR UP TO 100% FINANCING WITH NO PMI!!! This stunning 4BR 2.5BA home seamlessly blends timeless charm with modern upgrades, offering both comfort and peace of mind. From the moment you step into the bright two-story foyer, you're greeted by warm hardwood floors that flow seamlessly into a spacious formal living room-perfect for entertaining or quiet relaxation. The elegant formal dining room features refined touches like crown molding and wainscoting, setting the stage for memorable gatherings. The heart of the home is the kitchen, where natural light pours in through the adjoining sunroom. Complete with a breakfast bar, stained cabinetry, ample counter space, and stainless steel sinks, this kitchen is as functional as it is inviting. Just off the kitchen, the cozy family room centers around a beautiful fireplace with a sleek black marble surround-ideal for creating cozy evenings at home. Upstairs, the expansive primary suite serves as a private retreat, boasting a serene sitting area and a spacious en-suite bath with a double vanity, relaxing garden tub, and separate shower. Three generously sized secondary bedrooms provide flexibility for family, guests, or a home office setup. Beyond the home's impressive interior, its location offers a wealth of recreational and lifestyle amenities. Nature enthusiasts will appreciate proximity to several Gwinnett County parks, including the picturesque Bay Creek Park, which features 154 acres of sports fields, walking trails, and playgrounds. For those who enjoy botanical beauty, the nearby Vines Botanical Gardens offers serene landscapes and walking paths. Additionally, the vibrant shopping and dining options in Loganville provide a variety of choices for entertainment and culinary delights, ensuring that everything you need is within easy reach. This meticulously maintained home is loaded with recent upgrades that enhance its value and appeal. A new roof was installed in December 2018, followed by new gutters and gutter guards in 2023. The HVAC systems were updated-downstairs in 2020 and upstairs in 2023-and fresh attic insulation was added in 2024 for enhanced energy efficiency. Stylish LVP flooring runs throughout the entire home, installed in 2022, along with a fresh coat of interior paint that same year. Other notable updates include a new front door, a 2021 water heater, and a new garbage disposal in 2024.