This stunning 4-bedroom, 2-bath home offers a perfect blend of comfort, style, and convenience-all nestled on a private lot in the highly sought-after Hillcrest school zone. With no HOA and eligibility for USDA 100% financing (for qualified buyers), it's a rare find that checks every box! Step inside to discover an updated kitchen featuring solid surface countertops, ideal for both everyday cooking and entertaining. Newer luxury vinyl plank flooring (2021) runs throughout the family room, kitchen, breakfast area, master bedroom, and laundry room-adding warmth and durability. The spacious master suite is your personal retreat, complete with a soaking tub, separate shower, and a walk-in closet. A smart split-bedroom layout offers privacy with three additional bedrooms thoughtfully placed on the opposite side of the home. Enjoy cozy evenings by the fireplace under the vaulted ceilings in the family room or unwind on the charming rocking chair front porch. Out back, the private backyard is perfect for gatherings or quiet evenings, with a patio and a handy outbuilding for extra storage or workspace. This home truly has it all-don't let it slip away!