Don't miss this incredible financing opportunity! Qualified buyers may be able to assume the seller's VA loan with a 2.375% interest rate, subject to lender approval. Call listing agent for details on the assumption process and current loan balance. Seller is also offering $5,000 towards closing costs. Move-in ready and full of upgrades, this 3-bedroom, 2-bath home in Settlers Hammock offers stylish, low-maintenance living just minutes from Kings Bay Naval Base and I-95. Built in 2015, the home features an open-concept layout with granite countertops, stainless steel appliances, breakfast bar seating, and luxury flooring throughout with NO carpet. The spacious owner's suite includes tray ceilings, a walk-in closet, double vanities, soaking tub, and separate shower. Outside, enjoy a fully fenced backyard perfect for pets, kids, or entertaining, plus a 2-car garage and sidewalk-lined community setting. Convenient to shopping, dining, schools, and commuting, this home combines comfort, functionality, and location in one affordable package.