Seller is offering a up to $10,000 in negotiable concessions to be used toward closing costs or rate buy downdepending on offer. Experience the comfort and convenience of Laurel Landing, ideally located within the desirable Laurel Links Public Golf Community. This attractive single-family attached stucco villa is a builder-spec home that has only been lived in since June 2025 - offering the feel of new construction without the wait. Priced $4,000 under the original builder sales price, this home offers exceptional value - you can't build it with all these upgrades for this price! The current owners have thoughtfully enhanced the home with upgrades including tile flooring in all bedrooms including the owner's retreat (no carpet anywhere!), ornamental backyard fencing, blinds throughout, and a water softener system - valuable additions you won't find in a standard build. The fenced yard borders a peaceful wooded area for extra privacy, and the covered patio with an extended open patio provides the ideal setting for grilling, dining, or simply enjoying the outdoors. Inside, tile flooring flows throughout the entire home for stylish and low-maintenance living. Crown molding and trey ceilings elevate the open layout, creating a refined and welcoming setting. The stunning kitchen features quartz countertops, stainless steel appliances, a spacious island, and a walk-in pantry - perfect for cooking and entertaining. The split-bedroom design ensures a quiet retreat in the spacious owner's suite overlooking the backyard. The spa-inspired en-suite includes double vanities, a soaking tub, a large tiled walk-in shower, a private water closet, and a custom walk-in closet. Two additional guest bedrooms are located near the full guest bath, and the laundry room includes a folding counter and built-in shelving for excellent functionality. Flood Insurance Policy of $1145 per year and is assumable through Progressive. Residents of Ryan's Cove enjoy access to a sparkling community pool and amenity center overlooking a scenic pond, along with a nearby playground. The HOA covers lawn care and irrigation water - providing a low-maintenance lifestyle you'll love. Conveniently located just minutes from Naval Submarine Base Kings Bay, I-95, shopping, dining, schools, Historic Downtown St. Marys, and Crooked River State Park - with easy commutes to Jacksonville, Brunswick, and beautiful coastal beaches. Don't miss your chance to enjoy nearly new, move-in-ready living in a wonderful community - schedule your private showing today!