Welcome to your private North Georgia mountain retreat! Nestled on 10.24 acres bordering the U.S. National Forest with direct access, this exceptional home overlooks 1,200 feet of fast-flowing Owl Creek, breathtaking mountain views, open pasture for potential horse property, and endless hiking and outdoor recreation right from your backyard. Designed for both comfort and entertaining, this 3-bedroom, 3 full and 2 half-bath home features an open floor plan, a main-level primary suite, hardwood floors, custom built-ins, and a stunning stacked stone wood-burning fireplace. The gourmet kitchen boasts granite countertops, a large center island, stainless steel appliances, a gas range, pantry, and wet bar. The finished lower level includes a private entrance, living area, kitchenette, office, 2 bedroom en-suites and potential 4th bedroom, and half bath-ideal for an in-law suite, guests, or multi-generational living. Enjoy peaceful mountain living from the screened porch, expansive decks, patios, and fire pit overlooking the creek. Additional highlights include paved access, an oversized 2-car garage, workshop/storage building, dual HVAC systems, and a whole-house generator. A rare opportunity to own a luxury mountain retreat where privacy, natural beauty, and modern comfort come together. Offers encouraged!