Stunning Hiawassee Riverfront Retreat with Owner Financing available - 5% for five years (balloon). Seller will consider options! Discover the perfect blend of charm, elegance, and modern comfort in this gorgeous four-bedroom, four-bathroom riverfront home. Recently updated and brimming with character, this home features exquisite pecky cypress ceilings and accents, gleaming hardwood floors, and elegant crown molding. The large kitchen is a chef's dream, complete with stainless steel appliances, maple cabinets and custom finishes. Relax by one of the two cozy fireplaces, entertain in the formal dining room, or step through the French doors to an incredible outdoor oasis. Enjoy multi-level outdoor entertaining spaces, lush gardens, and breathtaking views of the Hiawassee River—a serene setting perfect for relaxation and gatherings. The huge, finished lower level is ideal for an in-law suite or guest retreat, while several flex spaces offer endless possibilities—home office, gym, or media room. A two-car garage with a circular driveway ensures convenience and ample parking. Located just minutes from downtown Hiawassee, Lake Chatuge, shopping, dining, and endless outdoor adventures, this home offers the perfect balance of privacy and accessibility. No restrictions on short-term rentals and home is not located in flood zone.Don't miss this rare riverfront gem!