One Property. Three Homes in One. Lakefront on Lake Chatuge with a private boat dock, level walk-out access to the water, mountain views, and room for everyone. This rare waterfront retreat offers the flexibility of three separate living spaces, making it ideal as a family compound, vacation getaway, full-time residence, or income-producing investment. The newly updated main home features 3 bedrooms, 2 bathrooms, an eat-in kitchen, and a stunning floor-to-ceiling stone fireplace that anchors the spacious living area. Large windows frame beautiful lake and mountain views, while the wrap-around deck provides the perfect place to relax, entertain, and enjoy life on the water. The Terrace Level offers a fully independent living space complete with its own living area, kitchen, 2 bonus rooms and 1 bathroom, creating privacy and flexibility for guests, extended family, or rental opportunities. Adding even more value is the brand-new Park Model guest cottage, featuring an open-concept living room and kitchen, and all-new appliances, and deck overlooking the lake. Whether used as a guest house, mother-in-law suite, private retreat, or additional rental space, it provides endless possibilities. Outside, enjoy the convenience of a carport, stone fire-pit, ample outdoor living space, and a gentle, level lot that leads directly to the shoreline. Spend your days boating, fishing, swimming, or simply taking in the breathtaking views from your private boat dock on Lake Chatuge. Properties offering three separate living spaces, a level lot, private dock, and direct lake access are exceptionally rare. Located just minutes from downtown Hiawassee, dining, shopping, and outdoor recreation, this is a unique opportunity to own a true lakefront legacy property. Three homes. One property. Endless possibilities on Lake Chatuge. Schedule your private showing today.