THIS HOME CAN BE OWNER FINANCED. 20% down, on 30 year not with 3 year balloon. Call for more details.. Charming, move-in ready, and full of character, this adorable 3-bedroom, 2-bath home offers one level comfortable living. From the moment you arrive, you'll be captivated by the inviting front porch, perfect for rocking chairs, morning coffee, and relaxing beneath the shade of a beautiful mature magnolia tree. The open-concept floor plan provides a spacious and welcoming atmosphere, while the low-maintenance exterior allows for easy living. Major improvements have already been completed, including new vinyl siding, trim, gutters, and deck in 2018, updated front porch railings in 2020, a roof replacement in 2010, and numerous additional upgrades completed throughout 2022 and 2023. Outdoor enthusiasts will appreciate being within walking distance of Gilbert Stephenson Park and the Chickamauga and Chattanooga National Military Park, offering endless opportunities for recreation, walking trails, and enjoying nature. Located in historic Fort Oglethorpe, this home combines small-town charm with the convenience of being just 15 minutes from downtown Chattanooga, shopping, dining, and entertainment. Homes with this much charm, location, and value don't stay on the market long. Schedule your private showing today before this opportunity is gone! Seller financing available with acceptable terms.