Discover this once-in-a-lifetime property with a perfect blend of modern updates, peaceful country living, and natural beauty! Situated on 4.78 usable acres with over 400 feet of creek frontage, this beautifully renovated 3-bedroom, 3-bathroom home offers a unique opportunity to enjoy North Georgia living with room to spread out and explore. Inside, you'll find thoughtful updates throughout, including new hardwood flooring on the main level, refinished hardwood floors upstairs, new kitchen cabinets, quartz countertops, updated bathroom vanities, new appliances, and modern plumbing and lighting fixtures. The functional layout features a bedroom and full bathroom on the main level, while upstairs offers a spacious primary bedroom with an en-suite bathroom, plus a third bedroom and an additional full bathroom. Beyond the interior, major improvements provide added peace of mind, including a new roof, HVAC system, septic system, siding, crawlspace encapsulation, public water connection, and updated plumbing. With public water, an all-electric home, and extensive renovations already completed, you can spend less time worrying about updates and more time enjoying your property. The real standout is the land. Enjoy over 400 feet of creek frontage surrounded by the natural beauty of the North Georgia mountains. The expansive acreage offers privacy, room for outdoor recreation, and the potential for a second build site closer to the creek. Located just 10 minutes from town, the property offers convenient access to dining, shopping, wineries, hiking, and everything North Georgia has to offer. Whether you're searching for a full-time residence, a mountain getaway, or an income-producing vacation rental, this Ellijay retreat offers an appealing combination of updated living, usable acreage, and waterfront scenery. Come experience the possibilities of creekside living in the North Georgia mountains! *SPECIAL FINANCING INCENTIVE - RATES AS LOW AS 4.99%! With an accepted offer at full asking price, the seller is offering a financing incentive that can be used toward one of two options: Option 1: A 3-2-1 temporary interest rate buydown, allowing buyers to enjoy a reduced interest rate for the first three years of their mortgage, with a starting rate as low as 4.99%. Option 2: Apply the same seller credit toward a permanent interest rate buydown, potentially reducing the buyer's mortgage rate by approximately 1% for the life of the loan. Buyer may select either option, subject to lender approval and available seller credit. All financing incentives are subject to loan program guidelines, lender approval, and buyer qualification. Rates and terms may vary. Contact the listing agent for additional details.