Welcome to 674 Gold Ridge Road, a single-level ranch home on 1.25 wooded acres in the Yellow Creek Estates community of Dahlonega, located in a USDA-eligible area where qualified buyers may be able to finance with zero down through a USDA Rural Development loan. Built in 1992, this three-bedroom, two-bath home offers 1,295 square feet of easy one-level living, with every bedroom on the main floor. The heart of the home is the family room, more than 22 feet across and anchored by a floor-to-ceiling stone fireplace, with wood-look flooring that carries into the dining area and kitchen. The kitchen features warm wood cabinetry, stainless steel appliances, and a double sink beneath a window that looks out to the trees. From the dining area, step straight out to the 11' x 21' screened porch with a ceiling fan overhead, and an open deck adds even more room to grill and gather outside. The primary bedroom includes a private full bath and two closets, while two additional bedrooms share a full hall bath. A covered front porch welcomes you home, and a paved driveway and storage shed add everyday practicality. The property sits outside the Dahlonega city limits in unincorporated Lumpkin County, is served by well water and a septic system, and has open pastureland nearby. Whether you're searching for a full-time residence, a second home, or a North Georgia getaway with room to breathe, 674 Gold Ridge Road offers comfortable one-level living in a quiet wooded setting, plus the rare opportunity of zero-down USDA financing that can make North Georgia mountain living more attainable than you might expect. Disclaimer: All information deemed reliable but not guaranteed and should be independently verified. USDA financing is subject to buyer income limits and lender approval. Photos & lot lines may be virtually staged to assist buyers in visualizing the property's potential. For any questions or to schedule a private showing, please contact the listing broker at Gold Peach Realty.