Experience boutique-built luxury just a short walk from Historic Downtown Covington Square in the closest neighborhood to downtown Covington. This thoughtfully designed 4-bedroom, 4-bath ranch home offers the perfect blend of charm, functionality, and upscale finishes. The main level features three spacious bedrooms, including a beautifully appointed primary suite, while the upper level includes an additional bedroom and a large flex living area ideal for a media room, craft room, playroom, or oversized home office. This home includes over $20,000 in builder upgrades, including quartz countertops, an upgraded trim package, designer lighting package, enhanced fireplace, upgraded secondary bathroom tile package, and energy-efficient spray foam insulation for improved comfort and lower utility costs. Every detail has been carefully considered-from custom finishes and storage solutions to the seamless flow of the open-concept living spaces. The gourmet kitchen overlooks the family room and dining area, creating an ideal setting for both everyday living and entertaining. Enjoy the rare opportunity to live within walking distance of Covington's vibrant restaurants, shops, parks, and year-round events while still enjoying the privacy and feel of a boutique community. Builder Incentive: Qualified buyers may take advantage of a temporary 2-1 interest rate buy-down program, reducing the interest rate by 2% in the first year and 1% in the second year, helping create lower monthly payments during the initial years of ownership. Boutique construction, designer upgrades, and an unbeatable downtown Covington location-this is the one you've been waiting for.