CHATTAHOOCHEE RIVER ACCESS comes with this classic Cape Cod home in secluded established neighborhood in south Habersham County! Lovingly built in 2000 (2x6 wall construction) on over 5 acres overlooking a SMALL CREEK with natural trails and pet fencing around the property. Interior features include owner's suite, bath and walk-in closet on the main as well as a half-bath and second bedroom that doubles as HOME OFFICE space. A bay window highlights the living room with ROCK FIREPLACE and tasteful propane heating. The kitchen and dining room combo includes solid surface counters, a pantry and a dining area for six, OR enjoy dining and entertaining out on the 10x30 SUNROOM (new vinyl windows!) overlooking the wooded lot below. Upstairs enjoy the classic Cape Cod symmetrical bedrooms with DORMERS, each with OVERSIZED CLOSETS, a full bath, second WARDROBE/STORAGE closet, and spacious hallway with shelving. On the basement level, you'll find a finished ENTERTAINMENT ROOM and second RECREATION ROOM, a full bath, and single car garage that doubles as WORKSHOP SPACE. GENERAC WHOLE HOUSE GENERATOR installed to provide peace of mind when there's the occasional threat of severe weather and power outages. Many other ongoing improvements made over the past five years (ask to see the list!). Exterior features include a SPRAWLING outdoor deck (freshly painted!) with your own year-round SWIM SPA and KOI Pond. 2-CAR CARPORT leads into the single-car drive-under garage. Privately GATED DRIVEWAY provides a level of privacy and security to your coveted outdoor compound as well as controlled space for your pets! The neighborhood has NO COVENANTS and NO HOA, but does actively manage the gated access to the RIVER COMMON AREA (voluntary $75 per year) which boasts great walk-in access to the water and large ROCKY SHOALS to enjoy fishing, kayaking or tubing down the renowned Chattahoochee River!