Now Priced well below Appraised Value... if you are looking for a home with land, lake, a possible additional home site, and privacy on a paved road with NO HOA...THIS IS IT! Step into a thoughtfully renovated lakeside cottage where modern updates and cozy cottage charm come together. The main floor features a bright, open living area and a convenient primary suite - offering single-level living and easy access to outdoor living spaces and your own private lake. Upstairs, three additional bedrooms and a versatile loft provide room for family, guests, or a home office. The kitchen and baths have been refreshed with clean, new finishes while maintaining a warm, inviting feel throughout. This property is also designed for enjoying the outdoors. A broad covered porch offers a relaxing spot for morning coffee or evening sunsets. Gather around the firepit to roast marshmallows while listening to the water. For larger gatherings, the powered pavilion with a dedicated outside bar creates a true indoor-outdoor entertaining hub, and the powered storage barn offers practical workspace or storage. So many spaces to enjoy with this home! Whether you want a weekend retreat, a family home with room to grow, or an entertainer's paradise, this property delivers a rare combination of updates, thoughtful layout and exceptional outdoor amenities. (The 8.1 acres is the total of 2 parcels being sold together. The home sits on 4.14 acres and the Lake Tract is 3.96 acres)