This SPACIOUS 1.5-STORY RANCH boasts 5 BEDROOMS and 4.5 BATHS, including a BONUS ROOM upstairs with a FULL BATH, and a FULLY FINISHED BASEMENT featuring a COMPLETE IN-LAW SUITE with its own KITCHEN, BEDROOM, BATHROOM, and FAMILY ROOM, plus a PRIVATE DRIVEWAY leading to a BOAT DOOR. The MAIN LEVEL offers an OVERSIZED MASTER SUITE with a cozy FIREPLACE and a SITTING AREA that opens to a LARGE SCREENED PORCH, perfect for relaxing. Enjoy the OPEN-CONCEPT KITCHEN with views of the STACKED ROCK FIREPLACE in the FAMILY ROOM. Additional highlights include a ROCKING CHAIR FRONT PORCH, SPLIT BEDROOM PLAN with GENEROUSLY SIZED SECONDARY BEDROOMS, and over 5,500 SQ FT of WELL-MAINTAINED LIVING SPACE. Located in a GREAT NEIGHBORHOOD with SWIM and TENNIS amenities, a LOW ANNUAL HOA FEE of $600, and NO INITIATION FEES, plus the convenience of PUBLIC SEWER and CITY WATER.