Beautiful lakefront home on Lake Oconee in highly sought-after Morgan County! This spacious property offers 4 bedrooms and 3 full bathrooms with a layout designed for comfortable living and entertaining. The main level features a private primary suite, laundry, inviting living room, second bedroom and full bath, plus a beautifully appointed kitchen with gorgeous cabinetry, granite countertops, and ample workspace. Just off the kitchen, the sunroom provides breathtaking lake views and the perfect place to relax year-round. The fully finished basement expands the living space with 2 additional bedrooms, a full bathroom, rec room, and a versatile flex room already plumbed for a future kitchen, ideal for guests, multigenerational living, or potential in-law suite setup. Step outside to enjoy a mostly level lot with mature landscaping that creates exceptional privacy, even along the lakeside. Direct access to the lake includes an L-shaped dock plus a separate boat slip, making it easy to enjoy boating, fishing, swimming, and endless fun on the water. Raised garden beds are ready for your gardening dreams. Neighborhood amenities include a community boat ramp, and there is an optional HOA of only $100 per year. Whether you're looking for a full-time residence, or a weekend retreat, this rare Lake Oconee property offers the best of lake living in desirable Morgan County!