USDA financing available! This 4-bedroom home in Flanagan Bluff is located in a no flood zone and offers a desirable split-bedroom floor plan. The spacious great room opens to the dining area and kitchen, featuring a large island, custom cabinetry, and granite countertops. Flooring includes laminate in main living areas, tile in wet areas, and LVP in guest bedrooms. The owner’s suite features dual vanities, a garden tub/shower combination, and a large walk-in closet. The opposite side of the home includes two guest bedrooms with a guest bath, plus a fourth bedroom privately positioned off the main living area—ideal for a home office or flex space. Enjoy outdoor living with a fenced backyard, deck, and screened porch overlooking the pond. Large laundry room off the 2-car garage. Convenient to I-95, shopping, and schools, with an easy commute to FLETC, Jekyll Island, St. Simons Island, Brunswick, and approximately 40 minutes to Kings Bay Submarine Base. VA assumable loan—details available upon request.