Experience the ultimate mountain river lifestyle in this stunning modern, low-maintenance retreat situated directly on the Toccoa River, just minutes from downtown Blue Ridge. Set on a rare, flat lot with the river literally in your backyard, this exceptional property offers the perfect setting for fly fishing right from your own river bank along with a private drift boat and kayak take-out for endless adventures on the water. Step inside through the impressive wide foyer entrance and discover an inviting open-concept floor plan designed to showcase the breathtaking river views. The main level features soaring ceilings, expansive windows, and a spacious living area that flows seamlessly into the gourmet kitchen, complete with stainless steel appliances, a large marble island, and a dedicated coffee bar with beverage cooler. A generous mudroom, pantry, and laundry room provide exceptional functionality, including plumbing already in place for a future dog washing station, while a convenient half bath serves guests. The luxurious primary suite on the main level offers a private retreat with an oversized walk-in closet and a spa-inspired ensuite bathroom featuring a stunning tile wet room, soaking tub, and double vanity. Upstairs, one bedroom features an ensuite bathroom and private balcony with a fireplace overlooking the river, while an additional bedroom offers its own private balcony and access to a full bath. The versatile loft space is perfect for a game room, office, exercise room, or music studio and includes a half bath and hidden storage. Enjoy the oversized covered porch with fireplace while watching kayakers and drift boats float by on the beautiful Toccoa River. The backyard features a privacy fence, creating a secluded space for pets, family, and outdoor enjoyment. Never offered as a short-term rental, this meticulously maintained property presents an incredible opportunity for personal enjoyment or investment and would make an exceptional luxury rental.