Luxurious creek side oasis + Toccoa River access located within the gated South Toccoa Estates -offered completely turn-key! This stunning mountain retreat is privately situated overlooking your own babbling creek in a small upscale mountain community with private Toccoa River access. This impressive 4-bedroom home (all king-size beds plus bunk beds) features en-suite bathrooms throughout and is designed for entertaining. Professionally curated with high-end furnishings and dcor, the open-concept floor plan showcases expansive great rooms anchored by a massive stone fireplace, with additional fireplace in the primary bedroom. The chef's kitchen offers a spacious dining area, Ideal for large gatherings, with additional seating at the oversized kitchen island. Spacious interior with soaring floor-to-ceiling windows, and a terrace level complete with shuffleboard, pool table, and full bar. Enjoy comfortable outdoor living with multiple covered porches overlooking the noisy creek, easy access to the fire pit, oversized hot tub, and a grand wood-burning outdoor fireplace with ample seating and dining space. Community amenities include a river pavilion and direct access to the trophy trout waters of the Toccoa River. Perfectly positioned between the downtowns of historic Blue Ridge and McCaysville, this property is ideal for full-time living, a luxury rental investment, or the ultimate mountain and river getaway. All paved roads, high-speed internet, concrete driveway, abundant parking, and space to add a garage complete this exceptional offering.