Zero down FHA loan available with preferred lender!. 2022 renovations included a new roof, a new kitchen and baths, upgraded finishes throughout, and a modern HVAC system. In 2024 the owner enhanced the home further with brand-new high efficiency windows, all new stainless steel appliances and converted the lower-level half bath into a full bath. Designed for both everyday living and entertaining, the main level boasts durable LVP flooring, a bright white kitchen with granite countertops, stainless steel appliances, and crisp cabinetry. Upstairs, you'll find three spacious bedrooms and two full bathrooms. The finished lower level offers flexible living space that can serve as a fourth bedroom, family room, home office, or guest suite-complete with a new full bath and a separate laundry room. Sitting on a generous 0.4-acre lot, the property includes an attached one-car garage with 220 volt outlet for an EV Charger, an extended driveway for additional parking, and a rear patio perfect for relaxing or entertaining.