RARE 2.38-ACRE WATERFRONT ESTATE WITH 116 FEET OF DEEP WATER FRONTAGE ON LOFTON CREEK, RENOWNED FOR EXCEPTIONAL FISHING, BOATING, KAYAKING, AND PADDLEBOARDING, AND NAVIGABLE AT ALL TIDES TO THE OCEAN. This exceptional property checks every box: SINGLE-STORY LIVING, refined Southern Colonial design, a HIGH-AND-DRY LOT, NO HOA OR CDD FEES, plus a two-car garage and TWO OUTBUILDINGS for tools, toys, and outdoor gear. A secluded, azalea-lined drive sets a serene tone, opening to a property celebrated for its extraordinary, curated landscape with hundreds of blooming azaleas and camellias, more than 45 crepe myrtles, productive citrus trees, and layered garden beds that attract birds, butterflies, and year-round color. Inside, the bright split-bedroom floor plan flows effortlessly, featuring honey-toned hardwood floors, a cozy fireplace, and an oversized ensuite primary retreat. A BONUS SECOND-FLOOR FLEX SPACE offers options for a fourth bedroom, office, or studio with adjoining storage or hobby room. French doors open to a SCREENED PORCH SPANNING THE LENGTH OF THE HOME, overlooking a private backyard with room for a pool amidst an immersive garden setting filled with birdsong and seasonal blooms. A winding path leads to your PRIVATE DOCK, where in minutes you're surrounded by tranquil marsh, quiet waters, and classic Old-South beauty. Cast for Largemouth Bass, Redfish, or Catfish, explore 30 miles of quiet waters by kayak or paddleboard, or simply unwind with a book on the dock. All just 5 minutes to shopping and 15 minutes to historic downtown Fernandina Beach and Amelia Island's award-winning beaches. PRICED TO SELL. ESTATES OF THIS CALIBER ROUTINELY EXCEED $1M.