4-BEDROOM POOL HOME in Winter Haven with 2,836 sq ft, a first-floor home office/den, an upstairs bonus/living room, a 2-car garage, a low $350 annual HOA and no CDD. Built in 2005 in Flood Zone X, this two-story home offers 2.5 baths and a 24x14 in-ground pool, with a 38x11 covered lanai with ceiling fans. A screen enclosure extends past both the pool and the lanai, so outdoor dining and entertaining work year-round. Beyond the pool, a good backyard adds room for play, pets or gardening. Inside, the kitchen and family room share one open area with granite counters, a cooking island, dual sinks and twin pantries. A separate dining room sits nearby, and the 13x13 study/den works as a home office, playroom or guest flex room. High ceilings and ceiling fans add to the airy feel. Upstairs, the bonus/living room opens to the hallways leading to all the bedrooms, a natural spot for a media room, hangout or second office. The 19x16 primary suite has two walk-in closets and an en suite bath with a vanity area, granite counters, garden tub, separate shower and toilet room, and linen closet. Three more bedrooms, including a 16x13, share a second full bath with dual sinks. The washer, dryer, refrigerator, range, dishwasher and microwave are included, and there's a laundry room. Offered furnished, with furnishings removable if the buyer prefers. Sidewalks and a paved street complete this pool home, convenient to Winter Haven, Haines City, US-27 and I-4.