!!ATTENTION BUYERS!! Assume this FHA at 2.99% (Must Qualify) Welcome home to this beautifully 2024 maintained 3-bedroom, 2-bath residence in Umatilla, offering a functional open-concept layout and modern finishes throughout. The spacious great room flows seamlessly into the kitchen and dining area, creating an ideal space for both everyday living and entertaining.The kitchen features quartz countertops, ample cabinetry, and a large island for added prep space and casual seating. The primary suite is thoughtfully designed, complete with a walk-in closet and private en-suite bath. Two additional bedrooms provide flexibility for family, guests, or a home office.Enjoy indoor-outdoor living with a covered lanai, perfect for relaxing evenings or morning coffee. Additional highlights include ceramic tile in main living areas, carpeted bedrooms, a 2-car garage, and energy-efficient construction. Utilities are public, and the community offers desirable amenities including a sparkling pool, dog park and playground, creating a welcoming environment and maintained by the HOA and with a LOW monthly HOA.Seller also has a glass shower enclosure for master bathroom shower, brand new in the box ready for the new homeowner to install and enjoy!! Conveniently located near SR-19, this home provides easy access to local shopping, dining, schools, and outdoor recreation while maintaining a peaceful neighborhood setting. Move-in ready and thoughtfully designed, this is a wonderful opportunity to own a modern home in growing Umatilla. All information recorded in the MLS is intended to be accurate however, it should be independently verified by buyer and their agent.