Are you looking for a 100% loan with 0% down payment? NO PMI fee on this property loan. Would you like a credit for your closing costs? This property may be the one for you. Using our preferred lender and this new Townhouse may be the winning combination. Welcome home to 5282 Neil Drive, a beautifully appointed townhome in the gated Heritage Oaks Townhomes community of St. Petersburg, Florida. This residence stands out as one of the community’s newest construction offerings and its largest floor plan, providing more living space, storage, and flexibility than the smaller units within the neighborhood. Built in 2022, this spacious 3-bedroom, 2.5-bath townhome with 1,713 square feet, a large second-floor bonus room, screened lanai, and 2-car garage combines modern construction, thoughtful upgrades, and low-maintenance living in a convenient St. Petersburg location. Step inside to a bright and open floor plan with high ceilings, abundant natural light, and ceramic tile throughout the main living areas. The kitchen is open to the living and dining spaces and features white cabinetry, quartz countertops, Whirlpool stainless steel appliances, and a dedicated kitchen pantry, providing valuable additional storage. One of the most desirable features of this floor plan is the first-floor primary suite, offering convenience, privacy, and separation from the secondary bedrooms upstairs. The primary bedroom includes professionally upgraded California Closets, maximizing organization and storage, while the ensuite bath features dual vanities, a glass-enclosed shower, and private water closet. Upstairs, two generously sized bedrooms are joined by an exceptionally large bonus room, giving this larger Heritage Oaks floor plan valuable flexibility. Use the space as a media room, home office, fitness area, playroom, game room, guest retreat, or additional gathering space. Storage has also been thoughtfully enhanced throughout the home. The main living area opens to a screened lanai overlooking expansive green space, Additional highlights include an inside laundry area with Whirlpool washer and dryer, 2-car garage, 2-car driveway, and the benefits of owning one of the most recently constructed townhomes in Heritage Oaks. Residents enjoy a gated entrance, community swimming pool, clubhouse, professionally maintained grounds, and a low-maintenance lifestyle. The monthly HOA fee of approximately $550 includes exterior maintenance and insurance, grounds care, pest control, water, sewer, trash, and use of the community pool and clubhouse. Convenient access to I-275 puts Downtown St. Petersburg, Central Avenue, the EDGE District, Historic Kenwood, waterfront parks, restaurants, shopping, arts, and entertainment within easy reach. The home also offers convenient access to the Gulf beaches, St. Pete-Clearwater International Airport, Tampa International Airport, International Plaza, Clearwater, and Tampa. For buyers comparing homes within Heritage Oaks, 5282 Neil Drive offers meaningful advantages: newer construction, the community’s largest floor plan, a first-floor primary suite, oversized upstairs bonus room, California Closet upgrades, enhanced laundry storage, kitchen pantry, screened outdoor living, and a 2-car garage. A rare opportunity to own one of Heritage Oaks’ largest and newest townhome designs with upgrades that add both function and value.