Assumable 2.25% VA Mortgage! This beautifully maintained 3-bedroom, 2-bath home offers 2,149 square feet of thoughtfully designed living space in the heart of St. Johns County, known for its top-rated schools and family-friendly atmosphere. Step inside and you'll immediately notice the wood-look tile flooring that flows seamlessly throughout the entire home—both stylish and durable. The open-concept layout includes a spacious kitchen that overlooks the living and dining areas, perfect for entertaining. A formal dining room at the front of the home offers flexible use—ideal as a home office, bonus room, or even a potential fourth bedroom. Enjoy peaceful mornings or relaxing evenings with a serene water view right in your backyard. Built in 2020, this home offers the benefit of modern construction with no major updates needed, so you can move in with confidence and ease. Conveniently located near shopping, dining, and the area's best schools, this home truly has it all.