Seller financing. Experience the authentic Old Florida lifestyle on Pine Island. Pine Island Cove is a vibrant 55+ waterfront boating community in St. James City. Enjoy a saltwater pool & Spa, bocce and pickleball courts, a clubhouse, fitness center, picnic park, dog park, boat ramp, and boat/RV storage, along with a variety of programs to keep you active. This newly renovated 2-bedroom, 2-bathroom, fully furnished home features a relaxing Florida Room, a lovely backyard, new vanity in bathrooms, new water heater, washer and dryer. The HOA fee is $160 per month, and boat/RV storage is $50 per year if utilized. Launch your boat at the community ramp, just 5 minutes from open water, and explore Pine Island Sound, renowned for diverse fishing opportunities, including snook, trout, redfish, and tarpon. Easily navigate to stunning barrier islands like Sanibel, Captiva, and Cayo Costa - accessible only by boat. In Pine Island Cove, you own both the house and the land. Don’t miss your chance to live in paradise!