GULF ACCESS, DEEDED WATERFRONT LAND & EXTENSIVE UPDATES IN CHERRY ESTATES! Welcome to relaxed island living at 2900 Binnacle Lane in St. James City, where your own canal-front retreat puts Southwest Florida's boating, fishing & waterfront lifestyle within easy reach. Situated on an individually owned lot with NO LOT RENT, this inviting home offers an exceptional opportunity for a seasonal escape, full-time residence or weekend getaway. Step inside to discover a bright, comfortable interior with updated flooring, decorative trim, refreshed finishes, updated light fixtures & ceiling fans. The open living & dining areas offer plenty of space to gather, while windows & sliding glass doors bring in natural light and draw your eye toward the water. The beautifully remodeled kitchen is a standout, featuring crisp white cabinetry, Corian countertops, stainless steel appliances, a modern range hood & a generous breakfast bar that adds preparation space and casual seating. Both bedrooms offer comfortable retreats, while the bathrooms feature updated vanities and finishes. The improvements extend well beyond the kitchen! The seller reports a new roof, newer siding with added insulation and foam board, updated skirting, insulation beneath the replacement flooring & a hurricane-rated sliding glass door. Electrical improvements have been completed along the kitchen/main-entrance side and in the laundry area. The A/C and water heater are approximately five years old, with A/C tubing replaced following Hurricane Ian. These improvements complement the home's welcoming coastal feel while offering buyers a head start on many major updates. Outside is where the island lifestyle really shines! Open the sliding doors to a spacious tiled patio overlooking the canal, framed by tropical palms and perfect for morning coffee, outdoor dining or unwinding after a day on the water. The property features a seawall, fish-cleaning station & boat lift, offering an appealing waterfront setup for boating enthusiasts and anglers. The boat lift previously operated but currently requires electrical repairs. Two storage sheds provide additional room for fishing tackle, tools, boating gear & seasonal equipment. Select furnishings may also be available with the sale, subject to agreement. Cherry Estates offers a network of canals with boating access to the Gulf of America, putting the waterways and natural beauty of Pine Island at your doorstep. Enjoy nearby waterfront dining, excellent fishing opportunities, island shops & a slower pace of life, all without the ongoing expense of leased land. Whether you're seeking a place to launch your next adventure or simply relax by the water, this property combines extensive improvements, a desirable canal setting, valuable waterfront amenities & remarkably low annual association dues. Come experience the possibilities of waterfront living in St. James City!