CHARMING 1910 HOME FEATURING THREE BEDROOMS, THREE BATHROOMS, 1,583 SQUARE FEET, A LARGE COVERED FRONT PORCH, FENCED BACKYARD, FLEX SPACE, MAJOR UPGRADES, AND NO HOA—ALL ON A CORNER LOT NEAR DOWNTOWN ST. CLOUD AND THE LAKEFRONT! Lovingly maintained, this distinctive home blends century-old character with thoughtful updates. The front porch creates a welcoming place to relax. Inside, tall windows fill the living room with natural light, while the adjoining family room offers a comfortable gathering space. Arched openings lead to the dining area and kitchen with wood cabinetry, granite countertops, island seating, a mosaic backsplash, and tile flooring. The primary suite includes a tiled bath with a jetted tub and walk-in shower. Upstairs are two additional bedrooms, a full bath, and a loft. The enclosed former carport adds unconditioned flex space with a separate entrance, tile flooring, vaulted ceiling, and ceiling fan—ideal for an office, homeschool room, studio, gym, game room, or retreat. The spacious fenced backyard offers room to entertain, garden, play, or enjoy the Florida sunshine. Major improvements include a 2005 metal roof, 2016 water heater, and 2025 Carrier 3-ton variable-speed heat-pump HVAC with quiet inverter technology. Conveniently located near Historic Downtown St. Cloud, Lakefront Park, schools, shopping, dining, medical facilities, the Veterans Memorial Library, and US-192.