Welcome to this exceptional three-story coastal retreat on Anastasia Island, where modern elegance meets island charm. Situated on one of the highest lots in the neighborhood, this home offers rare peace of mind with no history of flooding, a true standout in the area. Featuring 4 bedrooms and 3.5 bathrooms, this spacious and thoughtfully designed home includes two luxurious master suites. The first-floor suite provides private access to the backyard through sliding glass doors ideal for guests or multigenerational living. Upstairs, the third-floor master suite showcases breathtaking views of the Intracoastal Waterway and historic St. Augustine, where you can unwind and enjoy unforgettable sunsets from the comfort of your own home. The second floor is the heart of the home, offering a gourmet kitchen with stainless steel appliances, quartz countertops, and crisp white shaker cabinetry, flowing seamlessly into an open living space with access to a spacious deck overlooking the water - perfect for entertaining or simply soaking in the views. Throughout the home, luxury vinyl plank flooring adds a warm, contemporary touch. Outside, the fully fenced backyard provides privacy and endless possibilities - plenty of room to add a pool, or to store a boat, RV, or other toys. With no HOA restrictions, you have the freedom to truly make the space your own. Whether you're seeking a primary residence, a vacation home, or a short-term rental investment (yes, short-term rentals are allowed), this property checks every box. Just minutes from the beach, Anastasia State Park, the lighthouse, and vibrant downtown St. Augustine, you'll enjoy the very best of Florida's coast and history right at your doorstep. Seller is open to owner financing for qualified buyers. Long-term lease options may also be considered. Schedule your private showing today and experience the very best of coastal Florida living