Take Advantage of an FHA Assumable Loan with a Low 3% Interest Rate! Stunning 4BR, 3BA Home in Windward Ranch - A Must-See! This is your chance to own a beautiful home with the added benefit of an FHA assumable loan at an incredibly low 3% interest rate. This 2016 Medallion floor plan perfectly combines elegance and functionality, featuring numerous upgrades. Nestled in the highly sought-after gated community of Windward Ranch, this home offers exceptional curb appeal and NO CDD fees. With 4 bedrooms, 3 bathrooms, and a 3-car garage, this spacious home is designed for comfortable modern living. The upgraded interior includes crown molding throughout, 5.25'' baseboards, shiplap accents, and designer lighting fixtures. The chef's kitchen boasts 42'' cabinets, stainless steel appliances, and a gas range, making it ideal for culinary enthusiasts. Enhanced living spaces feature built-ins in the living room and a barn door leading to the dining room with custom bookshelves. Outdoor bliss awaits with a paved driveway, a covered and screened-in patio, and serene water views, perfect for relaxation or entertaining. Energy efficiency is a key feature, with natural gas for the range, dryer, water heater, and outdoor grill, enhancing cost-efficiency. Windward Ranch offers a luxurious lifestyle with amenities such as a resort-style pool, fitness center, mini golf, tennis and pickleball courts, a playground, and secure gated entry. Situated just minutes from top-rated St. Johns County schools, historic St. Augustine, World Golf Village, and premier shopping and dining, this move-in-ready home is a rare find. Don't miss this opportunity - schedule your private tour today and step into the Florida lifestyle with unbeatable financing!