Top-quality upgrades define this elegant Riverside-built home featuring 3 bedrooms plus a den on a prime 65-foot waterfront lot in the sought-after Madeira community. Enjoy peace of mind with hurricane impact-resistant windows, 10-foot ceilings with 8-foot interior doors, crown molding and plantation shutters throughout. The gourmet kitchen shines with under-counter lighting, stacked white cabinetry, quartz countertops, gorgeous glass tile backsplash, and premium Bosch appliances—including instant hot water at your fingertips. Luxury Vinyl Flooring in all common areas and plush new carpet in bedrooms and den. Outdoor living is just as impressive with epoxy-finished lanai and garage floors, rain gutters, an added paver patio, and a beautifully landscaped, fully fenced backyard—perfect for entertaining or quiet relaxation. Best of all, the debt portion of the CDD assessment has been paid in full, leaving only $785 annually for operations and maintenance, plus a modest $426 per quarter HOA that covers HDTV and high-speed internet. Residents of Madeira enjoy access to the Residents Club with clubhouse, fitness center, and a resort-style pool with lap lanes. This home offers refined comfort, premium finishes, and outstanding value in one of St. Augustine's most desirable communities.