This priced-to-sell, move-in-ready home comes with a rare 2.375% assumable loan—just $2,265/month including taxes, insurance, and community fees. Located in a 55+ community, this 2-bedroom, 2-bath home with a private office features a designer kitchen with quartz countertops, designer lighting, tile backsplash, built-in wine rack, and upgraded cabinets with stainless steel gas cooktop, microwave, dishwasher, and refrigerator. Additional upgrades include premium flooring throughout, ceiling fans, gutters, and a luxury owner's suite with double vanity, CUSTOM TILE SHOWER GLASS ENCLOSED, and a designer custom closet. The bright open floor plan offers plenty of room to relax, while the fenced backyard with a lanai provides a perfect outdoor retreat. Residents enjoy exceptional community amenities: a 4,600-sf lakeside clubhouse with indoor/outdoor social spaces, fitness center with workout and weight rooms, two year-round resort-style pools and spa, six tournament-class pickleball courts, bocce ball, catering kitchen, Biergarten with pavilion, scenic trails and canoe launches, food-truck pavilion, plus all access to Trailmark's amenities. There's also an activities director organizing dances, dinners, and special events. Conveniently located minutes from shopping and dining, with easy drives to St. Augustine beaches, downtown St. Augustine, and Jacksonville.