*****No flooding - No Hurricane Damage in 2024 Storms ***** Discover the potential in this spacious three-story townhome located in the highly sought-after Tara Cay community! With your personal touch and updates, this home could truly shine.The ground level features a 2-car tandem garage with direct access to a versatile flex space it’s perfect as a fourth bedroom, home office, gym, or playroom. French doors lead to a screened lanai and private wooden deck, one of only three decks in the entire 72-unit community this is the perfect spot to enjoy peaceful water views. Upstairs, the open-concept living and kitchen area is filled with natural light. Step out to your screened lanai, ideal for morning coffee or sunset gatherings. A guest bedroom and full bath on this level add convenience for family or visitors. The third floor features another guest bedroom plus a spacious primary retreat, complete with its own screened lanai that will be your private escape at the end of the day. In addition to the garage parking, you’ll appreciate driveway parking right out front. Tara Cay is a hidden gem, it’s peaceful and tucked away, yet just a short 8-minute drive to beautiful Indian Rocks Beach, and close to shops, restaurants, and all the coastal amenities you love. Updates include a newer A/C system (2020) and new screening on all three levels (2020). The seller is motivated, so bring your ideas and creativity this waterfront townhome has incredible potential to become something truly spectacular!