Waterfront living with direct bay access! Located on a canal just minutes from Choctawhatchee Bay, this 3-bedroom, 2-bath home at 630 Ricker Avenue offers the perfect opportunity to enjoy the best of coastal living. Situated on a spacious lot with a seawall, the property features a private dock and boat lift, making it easy to get out on the water for boating, fishing, or sunset cruises. Inside, the home offers approximately 1,910 square feet with a functional split-bedroom floor plan, vaulted ceilings, and LVP flooring throughout the main living areas. The kitchen includes GE Cafe white appliances, a breakfast bar, and an open layout that flows into the living and dining spaces--perfect for entertaining or relaxing after a day on the water. Step outside to enjoy the Florida lifestyle with a covered deck and a waterside boathouse/gazebo, creating an ideal setting for outdoor gatherings while overlooking the canal. With deep-water access providing a short boat ride to Choctawhatchee Bay, this property is a dream for boating enthusiasts. Whether you're looking for a full-time residence, second home, or waterfront investment, this property offers incredible potential in a prime Santa Rosa Beach location close to the beaches, dining, and shopping of South Walton.